I was told from a very early age, never to discuss, religion, politics or sex amongst friends, collegues or strangers for that matter, as those 3 subjects are a sure fire way to bring about the most heated discussions as the subjects themselves along with those who carry their own opinions on them, always vary from one extreme to another.....
Although that advice was sage and I do try my best not to bring them up, the subject of Universal Healthcare must be discussed and even disected at length in order for people to gain a true understanding of it's workings; the good, the bad and the ugly......
In my career as a nurse my understanding from a first hand experience drastically changed as I myself cared for many people who returned to the USA after moving to countries that did implement the Universal Healthcare System...Originally I understood Universal Healthcare to mean that as a citizen in that country I would have carte' blance accesss at will to a great healthcare system, just by being a citizen and in all honesty who wouldn't want it, especially if it didn't cost me anything......
One major are many do not consider is the question "Who is paying for it?" and the answer is our government who is currently already broke and raising taxes on the citizens of the USA in order to pay for its current debt which is the highest on record to date... Ever hear of the saying "You can't get blood from a turnip?"
That is actually the most common belief and misconception behind the supporters of Universal Healthcare.... A virtual eutopia if you will of the best medicine has to offer and all at a zero pricetag for those who have access to it.... Unfortunately, as with most eutopias, it is a gross misrepresentation of what the system truly is and it is a mirage......
First and foremost, it must be clarified that no where in our founding fathers Constitution of the United States of America does it list anywhere that it is the responsibility of the government to pay for, supply or even organize a healthcare government sponsered system for its citizens..... This is an area that I see is completely overlooked by the followers of this Universal Healthcare "fix-all" proposal....
Second, do people really think that its free? Nothing as I'm sure you will have to attest to is free, whether it's here or in another country.. There's a price tag for everything... Even the ability to walk and talk, breathe and eat come with a cost and so does a government sponsored healthcare system... And our liberty and "freedom" by being a United States Citizen, is that free? The cold hard truth is that no, its not..... Hence every war from the civil war to the war currently being waged, is proof that nothing is free as that is shown by the loss of life of those who fight so bravely for us to maintain our freedom and lifestyle here in the United States of America...
The answer to the Universal Healthcare debate is remarkably simple to me, even though I have no schooling in the area or political experience yet I have not heard once it mentioned or even debated by our government nor the leaders of our great nation. The answer is: Regulation of the insurance industry....Period. End of story....
The healthcare industry including pharaceutical companies and insurance companies in particular are regulated for "quality" but as far as what they are allowed to charge people to obtain their "insurance coverage" or even better yet, their rigid and nearly impossible to pass screening process for accepting applicatants, is not being regulated at all..... And it's those 2 areas that prevent people from gaining access to the healthcare they are so desperately in need of...
Our government has their say in nearly all aspects of the citizens and businesses that live and operate here in the USA, just look at the taxes we pay for the luxury of residing this this great nation, but in this particular area, there remains to be an uncensored and "look the other way at the pink elephant in the room" approach.
Is it no wonder that so many in the millions to be exact, American's walk around every day without quality health or dental care?
You regulate this area of the healthcare industry and the problem is nearly fixed... The million dollar question still remains however and that is will the government do this? Sadly, probably not.....
Until then, we as Americans must do our due diligence and research for ourselves affordable healthcare plans and even non-insurance health and dental plan alternatives.. They are out there but you have to do your part and change your "insurance or bust" mentality..... Why continue to covet and search exhaustingly for something that you cannot clearly afford or even qualify for when there are great in-expensive alternatives right there for you each and every day...
Consumer Driven Healthcae (CDHC) is a great affordable alternative to the current situation regardless of your age, current healthcare condition or healh and dental needs... There are many companies out there in this 'niche' of healthcare so do your home work and find one that fits your needs and budget.... I myself use Ameriplan http://www.Love2Smile.net and for just $19.95 a month I can receive great savings on all my Dental, Vision, RX and Chiropractic services and my plan is a "household plan" that $19.95 a month premium gives those same benefits to my entire household and the rate is guaranteed not to change for a full 2 years.....And with these types of programs your paying minimally each month to carry the benefits and paying greatly reduced rates "when" you need to use them not "if you need to use them".
Although these type of plans work a bit differently then traditional insurance they are a very good and affordable alternative to insurance and in the end its all about choice.... For me and my family, I choose this route for now as it makes the most dollars and cents to me ;)...
Until next time stay safe, healthy and happy!
- Jana
Jana Enos is a Licensed Vocational Nurse in the State of California as well as an Independent Benefits Specialist with Ameriplan http://www.Love2Smile.net . She has dedicated her time and energies to educate Americans on all aspects of healthcare and when possible enlighten them to areas of high quality alternatives to traditional insurance.
Monday, March 16, 2009
Think that a Universal Healthcare System is what's best for the USA?
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